The cost of long-term care in Ontario

What you pay, and what it covers

Long-term care is publicly funded: the government pays for nursing and personal care. Residents contribute a co-payment toward accommodation and meals. The Ministry of Long-Term Care sets the maximum co-payment each year, and it is standard across every home in Ontario, whether for-profit, non-profit, or municipal.

The monthly rates

As of July 1, 2025, the maximum monthly co-payments are:

Basic room

$2,085.37 per month ($68.56 per day). A basic room is shared.

Semi-private room

$2,514.24 per month ($82.66 per day).

Private room

$2,979.32 per month ($97.95 per day).

Short-stay (respite) care is charged at $44.38 per day. Because the Ministry updates these figures, check Ontario’s paying for long-term care page for the current amounts.

If you cannot afford a basic room

A resident who cannot afford the basic co-payment can apply for a rate reduction, which lowers the amount based on income. As of July 1, 2025, residents with an annual net income of roughly $26,812 or less may qualify. The rate reduction applies to basic accommodation only; regular semi-private and private rooms are not eligible.

These figures are set by the Ministry of Long-Term Care and change over time. Confirm the current rates and your own situation with Ontario Health atHome or the official page above. The amounts here are current as of July 1, 2025.